Supercharge Your Retirement Savings with Higher Catch-Up Contributions!

 New planning opportunity is now available this year that could significantly boost your retirement funds!

Specifically, individuals age 60 to 63 can now take advantage of higher catch-up contribu

tions in their retirement plans. This increased amount is equal to 150% of the standard catch-up limit.

Here's a quick overview of the 2025 catch-up contribution amounts:

• Age 50-59:

  • SIMPLE IRA: $3,500

  • 401(k): $7,500

• Age 60-63 (The "Super Catch-Up" Years):

  • SIMPLE IRA: $5,250 (150% of $3,500)

  • 401(k): $11,250 (150% of $7,500)

• Age 64 and Beyond:

  • Catch-up contributions revert to the original amounts of $3,500 for SIMPLE IRAs and $7,500 for 401(k)s.

What This Means for You:

If you are currently between the ages of 60 and 63, this is a limited-time opportunity to make significantly larger contributions to your retirement accounts, potentially accelerating your savings and providing greater financial security in your retirement years.

Don't Miss This Window!

We strongly encourage you to explore whether this "Super Catch-Up" contribution option is right for your financial situation. We are here to provide personalized guidance and help you understand how to best leverage this new opportunity.